En esta nueva clase de Business English te vamos a dar algunos consejos de cómo mejorar tu nivel de inglés hablado, tu fluidez y tu pronunciación.
Aprende inglés con esta clase de Business English.
Buy Now, Pay Later (BNPL) definition
BNPL stands for “Buy Now, Pay Later” and is a payment option that allows customers to make purchases and defer payment until a later date. The concept is similar to layaway programs, where customers can reserve items and pay for them over time, but with BNPL, customers receive the items immediately and pay back the cost in installments.
Customers can use BNPL by selecting the option at checkout, usually provided by a third-party service provider. The provider pays the merchant for the purchase upfront, and the customer then repays the provider in installments over a set period of time. The amount and frequency of the payments depend on the terms of the agreement between the provider and the customer.
Advantages of BNPL for Customers
Advantages of BNPL for customers include the ability to make purchases without having to pay the full cost upfront, which can be particularly helpful for larger purchases. Customers can also benefit from flexibility in payment terms, potentially allowing them to spread out payments over several months and avoid high interest rates on credit cards.
What are the benefits of BNPL for Merchants
For merchants, the benefits of BNPL include increased sales and customer loyalty. By offering BNPL, merchants can attract customers who may not have otherwise made a purchase due to financial constraints. Additionally, the option can increase customer satisfaction and loyalty, as it provides a flexible and convenient payment option.
Examples of companies that offer BNPL
Two examples of companies that offer BNPL are:
- Afterpay – an Australian company that offers BNPL services in several countries, including the US and UK. Afterpay partners with retailers to offer its service at checkout and allows customers to pay in four interest-free installments over six weeks.
- Klarna – a Swedish company that offers BNPL and other payment options, including installment loans and direct debit, in several countries. Klarna partners with merchants to offer its services at checkout and allows customers to choose from several payment options, including paying in installments or delaying payment for up to 30 days.
There are several companies that offer BNPL services in Spain. Here are a few examples: Pepper Finance, Aplazame, Scalapay and SeQura.
These companies provide customers in Spain with a range of BNPL options, allowing them to make purchases without having to pay the full cost upfront and providing flexibility in payment terms.
En Speaking-English damos clases particulares de conversación en inglés con profesores nativos, donde en cada clase tratas de un tema real y distinto cada día.
Es importante considerar un método que ofrezca un profesor nativo y calificado, clases personalizadas, variedad de recursos didácticos, flexibilidad y horarios y una evaluación continua para un aprendizaje efectivo del idioma inglés, pero sobre todo: HABLA, HABLA, HABLA …… y HABLA en INGLÉS.
En nuestras clases de inglés tenemos muchos temas de conversación. Las clases se centran en una mezcla de situaciones sociales y profesionales, que seguro son de tu interés.
Únete a nuestras clases de inglés online y solicita una prueba gratis de 20 minutos con uno de nuestros profesores. Será tu primer paso para dominar tu comunicación en inglés.
